The Clean Energy Finance Guide for Residential and Commercial Building Improvements, Third Edition, is also available as a series of documents, chapter by chapter, that you can download.
Also includes frequently used abbreviations, acknowledgments, and a glossary of terms.
Introduces the five major component of a clean energy lending product: lenders, repayment, capital sources, credit enhancements, and security.
Focuses specifically on bonding options, including traditional tax-exempt and taxable bonds, and a suite of new bonding tools resulting from the Recovery Act.
Presents a table highlighting potential risks of unsecured lending products and clean energy finance programs.
Reviews the tax incentives for financing programs that provide funds to individuals or organizations for the purchase of energy efficiency or renewable energy equipment, systems, or products.
Discusses a loan loss reserve fund structured to support single-family residential lending, and presents DOE's guidance on the use of Recovery Act funds, residential loan terms, and underwriting guidelines.
Presents organizations responsible for implementing a loan program, including financing partners, advisors and other interested parties.
Addresses the importance of making clean energy financing programs sustainable, for example, without Recovery Act funds.
Poses a series of questions that potential primary or secondary financial institutions will ask grantees when considering lending products, a loan loss reserve fund, and other enhancements.
Shows flowcharts outlining energy efficiency and renewable energy finance implementation processes for primary and secondary lenders.
Breaks down financing program resources into five categories: staffing, information sharing, consultants, legislative rulings, and legal approvals.
Features examples of state and local authorizing legislation; an environmental questionnaire; and a statement of project objective and supporting documentation for an energy efficiency community challenge project.
Review several financing structures and related uses of Recovery Act funds that are being developed to finance large, commercial-sector building projects for clean energy improvements.
Covers commercial property-assessed clean energy (PACE) programs, which allow local governments, when authorized by state law, to fund energy improvements on commercial and residential properties.
- Description of Program Administration Templates
- Program Handbook Template
- Initial Application Template
- Final Application Template
- Eligible Measures Template
- Lender Acknowledgement Template
- Description of Marketing Templates
- Launch Release Template
- Program Overview Template
- Commercial PACE Frequently Asked Questions
Defines a small business, reviews the common legal small business structures, and presents the elements necessary for a successful small business financing program.
Provides helpful materials for grantees and their technical assistance providers to use in developing state and local financing programs.
Features templates of a request for proposals for residential energy efficiency loan facilities, and energy efficiency loan program agreements; and examples of an RFP, loan loss reserve fund agreement, and residential program term sheet.
Provides 22 additional resources for those interested in more information on clean energy lending programs.