Overcome lender restrictions

Most commercial buildings have existing mortgages that restrict the owner’s ability to take out additional debt for items such as efficiency improvements. Additionally, lenders face uncertainty in energy efficiency deals due to inconsistencies in predicting energy savings.

Solution Summary

  • Lease financing – Owner leases equipment rather than purchasing to avoid upfront costs
  • On bill financing / on bill repayment – The utility or some other third-party source loans money to the owner, and the owner in turn repays that money through a charge on the utility bill

Additional Resources